Expert mortgage advice for a smooth transition
Moving home. Considering your mortgage.
A different home can mean different borrowing needs. A conversation about your existing mortgage, the move you have in mind and your wider budget helps put the options in context.
Plan your next moveA new mortgage or your current arrangement?
We can consider a new mortgage alongside whether porting your current arrangement could be suitable, subject to your lender's requirements.
Dunedin Financial provides fee-free, whole-of-market mortgage advice, with one dedicated adviser supporting you from enquiry through to completion.
What does porting mean?
Porting means taking an existing mortgage product to a new property, where the lender permits it. It is not an automatic transfer or a guarantee of approval.
Your lender may reassess your circumstances and the new property. If you need additional borrowing, the terms for that borrowing may differ. We help you consider porting alongside the alternatives.
Before your conversation
Think about your plans and timescale, your deposit or equity, your income and existing commitments. Knowing when your current mortgage deal ends can help the conversation.
You can use the repayment illustration to explore different loan amounts, terms and rates. A calculation is not a recommendation or confirmation of what a lender will offer.
Keep the wider picture in view
Buying a home can change what you need from protection. A review gives you an opportunity to understand whether existing arrangements still fit. Explore personal protection advice and buildings and contents insurance.