How Dunedin Financial Can Help

Moving home isn’t always straightforward - especially when deciding whether to stay with your current lender or explore new options.

Our highly experienced mortgage advisers will:

• Assess your unique situation
• Compare whole-of-market deals
• Ensure a smooth, stress-free transition

Porting Vs Switching To A New Lender

Porting Your Mortgage

Many mortgages today are portable, meaning you may be able to transfer your existing deal to your new home. Benefits include:

• Avoiding early repayment fees on a fixed-rate deal
• Staying with your current lender, who may offer preferential terms if you need to borrow more

Applying For A New Mortgage

Alternatively, switching to a new lender could unlock:

• A better mortgage rate
• Terms better suited to your current financial situation

Your Moving Home Guide

We simplify the process from start to finish:

1. Understand Your Budget - Value your current home and speak to our advisors to find out how much you can borrow.

2. Prepare to Sell & Secure Mortgage Approval - List your property and get your mortgage agreed in principle to strengthen your buying position.

3. Choose Your Team & Start Your Search - Select a solicitor early and begin house hunting with confidence.

4. Make Your Move Official - Once your offer is accepted, we’ll handle the mortgage application, valuation, and insurance setup.

5. Exchange Contracts & Move In - Your solicitor finalises the paperwork and sets your moving date, time to enjoy your new home!